Insight 2 Action (I2Asm)

Journey helps financial institutions become more EFFICIENT. There is no need to spend days on preparing board or monthly management reports. Instead of performing tireless research on exceptions, the system can present these daily. From the start, your Journey solution will include a large selection of charts and graphs showing the critical data your institution relies on.

Journey's I2Asm solution also helps executives gain INSIGHTS into their business. You no longer need to assume, or possibly guess, when making strategic decisions surrounding customers, products and campaigns.

Big data can be very overwhelming; let Journey be your data scientists. Journey provides the service with knowhow to create and maintain your solution. All I2Asm solutions are built using the Journey data warehouse and include Reporting, Trending & Filtering, Anomalies, Advisory Serviced Model.

Journey’s I2Asm solution grows with your institution. Explore our complete solution in the diagram below.

[Click each section of the globe and surrounding sections to learn more.]

Insight 2 Action (I2Asm) / Data Warehouse

  • The heart of Journey’s I2Asm solution
  • Core Agnostic
  • Customer behavior over time
  • Enterprise financial information
  • Merged data from multiple sources
  • Safe and secure
  • Updated daily, automated reporting

Advisory Serviced Model

  • Journey is your data scientist
  • Extensive core bank technology background
  • Leverage the wisdom of community banks
  • Leverage the extensive Journey dashboard library

Trending & Filtering

  • Available throughout entire I2Asm solution

  • Filters to refine searches

    • Market

    • Branch

    • Officer

    • Age Segment

    • Etc.

Anomalies

  • Available throughout entire I2Asm solution
  • Unusual customer behavior
  • Processing exceptions
  • Fraud / Suspicious
  • Daily management exceptions

Aggregation

  • Additional databases (i.e. trust, insurance, credit card, Excel)
  • Eliminate data silos
  • One view of customer
  • Extend analytics and profitability beyond the core

Profitability

  • Balances to GL daily

  • Segmented by:

    • Account

    • Customer

    • Product

    • Channel

    • Branch

    • Age

    • Officer

    • etc.

  • Widget costs:

    • Paper vs. e-Statement

    • Teller Deposit vs. Mobile Deposit

    • etc.

Loyalty & Attrition

  • Customer behavioral changes
  • Customers moving towards the bank
  • Customers moving away from the bank
  • Product/Service adoption & profitability
  • Behavioral analysis by segment

Reporting

  • Base feature of I2Asm solution
  • Customized management reports
  • Concentration, Scorecard, Peer Group, CRA, etc
  • Automated daily report groups
  • Automated Board Reporting
  • No limit on reports

Walletshare

  • Quantify profitable opportunities
  • Identify exposure points
  • Model out optimal product combinations
  • Understand unprofitable behaviors

I2Asm Relationship Pricing

  • Loan/Deposit Pricing Tool
  • Leverages I2Asm profitability
  • Know existing customer’s profit/ROE
  • Factor deposit costs in modeling
  • Weighted average life
  • Funds curve-based modeling

See your DATA differently. Start your JOURNEY with us.